Are you tired of struggling with debt? Whether you want to get rid of your credit card debt and start over or you want to find a way to save your home from foreclosure, there are solutions out there. An experienced bankruptcy lawyer can help you determine if bankruptcy is right for you. Our bankruptcy attorney has the experience you need to give you the comfort you deserve. As your attorneys, it is not our job to judge how you got here. It is our job to help you look toward the future and get you back on the right path with confidence.
At ARM Lawyers, our bankruptcy attorneys are dedicated to helping consumers and businesses get the debt relief they deserve. With more than 100 years of combined experience, we do more than just help our clients understand the law. We will provide you with the confidence you need to find solutions, get back on your feet and start planning for a better financial future.
Don’t take our word for it though. We have the awards to back it up. Attorney Patrick J. Best has been named a “Top 10 Best Bankruptcy Lawyer in Pennsylvania for Customer Service” by the American Institute of Bankruptcy Attorneys. He’s also been named a Super Lawyer Rising Star by Philadelphia Magazine. So if you’re looking for one of the best bankruptcy attorneys, you’ve found him. Attorney Best has dedicated much of his career to helping his clients find relief from debt once and for all. His experience and knowledge in this area of law make him a valuable resource when determining whether bankruptcy is the right option for you.
The bankruptcy process can be daunting. To help our clients along the way, we provide a number of free resources to answer your questions and walk you through the process.
First, our bankruptcy attorney, Patrick J. Best hosts the ARM Lawyers YouTube show “Bankruptcy Basics” in which he answers common questions from clients. This is a great starting point for many people because many of the bankruptcy myths and misconceptions are addressed in these videos.
Second, Attorney Best offers his book, “The Essential Bankruptcy Survival Guide“, for FREE, just by requesting a copy. As part of the ARM Yourself With Knowledge series, this guide aims to help you navigate the process of filing for bankruptcy and what happens afterward.
If you would like to discuss your personal situation or if we didn’t answer your specific questions in our show, just give us a call and we’d be happy to discuss your case. Our consultations are completely free so you have nothing to lose. If you’d prefer to e-mail us, just click here for a free bankruptcy consultation. Our bankruptcy attorney will be happy to start working on your case immediately.
In today’s economy, a lot of people are finding themselves in difficult financial positions that they never imagined. Whether you have lost a job, gone through a divorce or suffered a serious injury that resulted in medical bills you could not afford, bankruptcy could provide you with immediate relief and a long-term recovery plan.
We help individuals, families, and businesses with the following types of bankruptcy:
The moment you file for bankruptcy, you will receive an automatic stay, which puts an end to all creditor actions against you, including foreclosure, wage garnishments and harassing phone calls.
We get this question so frequently that we covered the topic on Bankruptcy Basics. Many people are scared of bankruptcy because of the myths and misconceptions that seem to circulate. In almost every case, bankruptcy is better than debt consolidation or debt settlement. Don’t believe me? We’ll breakdown bankruptcy vs. debt consolidation and bankruptcy vs. debt settlement for you.
No. Not even remotely. We actually discuss the credit impact of bankruptcy in more depth in our article “what does bankruptcy do to my credit?” Bankruptcy can actually help your credit score!
Many times people avoid bankruptcy because they are concerned about negative credit score impact. If this is holding you back, it shouldn’t. Your credit will almost always suffer more from debt settlement than from bankruptcy. Debt settlement results in more negative items and late payments. Bankruptcy removes those items and leaves only the bankruptcy itself behind. Bankruptcy also offers a far quicker credit rebound.
Not only that, we do more than simply help you eliminate your debt. We will work with you to rebuild your credit score after bankruptcy! All of our clients receive free access to “7 Steps to a 720 Credit Score”. If credit score is a concern, you should strongly consider bankruptcy over other options – be sure to consider that when you’re weighing bankruptcy or debt settlement.
Everyone’s situation is different. While the Bankruptcy Code is a federal law that is uniform across the United States, there are a number of places in which the bankruptcy laws overlap with state laws. That means that the application of the Bankruptcy Code is not uniform from state to state. Moreover, different bankruptcy courts apply the Bankruptcy Code differently so it is not even necessarily true that the laws will be applied the same within the state. It is important that you speak with a bankruptcy attorney from your state that files cases in your district.
At ARM Lawyers, our bankruptcy attorney handles bankruptcy cases in Pennsylvania, Maryland, New Jersey, and New York and have offices in each of these states. For more information about the bankruptcy process in your state, feel free to click below: