Injuries to the brain can range in severity. Most times a brain injury is a simple concussion that heals itself in a few days, but sometimes a brain injury is so severe that it not only affects your ability to function but can drastically change the quality of your life. Severe brain injuries can affect motor skills, speech and language, memory as well as having effects on emotions and behavior.
Many traumatic brain injuries (TBIs) are the result of motor vehicle accidents, but falls and assaults (such as being struck) account for a large number of traumatic brain injuries as well. The financial burden of having a serious brain injury can be enormous, and victims should account for all of their long-term damages when filing a claim against a liable party.
What are the possible long-term costs of a serious brain injury?
Even after having been released from the hospital, the costs may not stop. If another party is responsible for your brain injury and you plan to file a claim to recover damages, make sure you consider the following long-term damages in addition to short-term costs and losses:
Extra Medical Costs – Depending on the severity of the injury, people with brain trauma may need a personal support worker to help them with bathing and dressing or a visiting nurse to check their health regularly. The cost for having a caregiver come in to look after a patient can run around $160-$250 for a full day according to CaregiverList.com. Even if you just need a few hours a day, the cost may run between $15 and $25 per hour.
Health care aids – The patient may require a hospital bed in his home, which the family must rent or buy, and a wheelchair may be necessary as well. Safety bars on stairs and in washrooms may be necessary if the patient has problems with balance. Doors may need widening if the patient will be in a wheelchair.
Physical or speech therapy – Physical therapy helps patients regain mobility and speech therapy helps them communicate. These therapies can cost hundreds of dollars per session.
Psychological therapy – Some patients may suffer emotional distress or mental health problems after a brain injury. A victim can experience PTSD, anxieties, phobias, and depression, among other mental health problems. Private therapy and support groups range up to a few hundred dollars per session.
If you have health insurance, some of these costs may be covered but seldom are all of them covered, and what happens if you do not have health insurance? Who is going to pay for all these extra expenses? That’s why it’s so important to fully account for all of the effects of the brain injury before accepting any settlement offer from a defendant or insurance company. Consulting an attorney prior to signing an offer is often wise.
Call ARM Lawyers
If you live in the areas of Stroudsburg, Bethlehem or Palmerton, Pennsylvania and you or a loved one suffered a brain injury because another party acted negligently, contact the law firm of ARM Lawyers.
Brain injuries are life-altering, and you need to be compensated for your medical expenses, lost wages, and pain and suffering. An attorney can help cut through the bureaucracy and red tape of settling a claim so you and your family can concentrate on your recovery. Give us a call at 570-257-4509 (Stroudsburg), 484-765-8140 (Palmerton), or 610-849-2788 (Bethlehem).