When you’re behind on your mortgage, you need the best Pike County mortgage attorney you can find. A lot of lawyers can say they’re the best, but we have the awards to back it up. This is your home on the line. You need the top mortgage attorneys in Pike County.
The foreclosure process can be daunting. To help our clients along the way, we provide a number of free resources to answer your questions and walk you through the process. To start, Attorney Best offers his e-book “Save Your Home: A mortgage attorney’s guide to recovering from late mortgage payments“, for FREE, just by requesting a copy. As part of the ARM Yourself With Knowledge Series, this guide aims to help you navigate the process of recovering from your late mortgage payments and the processes you have available to save your home.
If you would like to discuss your personal situation, just give us a call and we’d be happy to discuss your case. Our consultations are completely free so you have nothing to lose. If you’d prefer to e-mail us, just click here for a free consultation.
Mortgage Foreclosure in Pike County
Our Stroudsburg Law Office is a short jaunt from Pike County. But before you even come into the office, just give us a call and we’d be happy to discuss your case. Our consultations are completely free so you have nothing to lose. If you’d prefer to e-mail us, just click here for a free consultation.
Mortgage Workouts in Pike County
Pike County has a number of options for mortgage workouts. A mortgage workout is a general term that many people use to describe any number of solutions that can be used to save your home. A mortgage workout can include forbearance, repayment, mortgage modification, or even bankruptcy. What we do depends on whether or not you want to save your home. Some people want to keep their house. Others don’t.
Sometimes, when you are trying to save your home, we have to look at a number of different options. We may start by requesting a forbearance then pivot to repayment. If that’s not feasible, we may look to at mortgage modification. On the other hand, if your main concern is the debt and not with keeping your house, we can look at other options such as a short sale, deed in lieu of foreclosure, or Chapter 7 bankruptcy.
Regardless of your approach, you need a Pike County mortgage workout attorney who knows the procedures of the Pike County courts. You may need the Pike County mortgage foreclosure diversion program or a Pike County mortgage conciliation conference.
Mortgage Modifications in Pike County
There are many ways you can modify a mortgage in Pike County. Many lenders have a process that allows us to work with them directly. If we’d rather use a court-supervised program, we can also use the Pike County Court of Common Pleas or even the Bankruptcy Court for the Middle District of Pennsylvania.
No matter the method we use to request a mortgage modification, you need a Pike County mortgage modification attorney who knows the procedures of the Pike County courts.
Foreclosure Defense in Pike County
Sometimes, when other options won’t work, you need a Pike County foreclosure defense attorney. We know how to navigate the foreclosure process in the Pike County Court of Common Pleas. When dealing with foreclosure defense it’s important to have someone who deals with this court all the time. We do.
Chapter 13 Bankruptcy in Pike County
By working with your creditors to create a payment plan you can actually afford, Chapter 13 bankruptcy will allow you to retain your most important assets, including your home. At the end of your three- to five-year payment plan, your remaining debt will be discharged. There is only one Chapter 13 trustee in Pike County. As a result, a Pike County Chapter 13 bankruptcy attorney sees the same trustee over and over. We know his procedures inside and out as well as the procedures of the Middle District of Pennsylvania Bankruptcy Court. You need a Pike County Chapter 13 lawyer who knows these procedures.
The other great part about Chapter 13 bankruptcy in Pike County is that the Middle District of Pennsylvania has a mortgage modification mediation program. This program allows us to have the bankruptcy court supervise the mortgage modification process to make sure the lender plays by the rules. This can be a big help to you if you’re trying to save your house.
Pike County Locations Served
Our office handles foreclosure and pre-foreclosure cases all across Pike County, but we specifically serve the following areas:
- Bushkill
- Matamoras
- Newfoundland
- Hawley
- Milford
- Tamiment
- Paupack
- Dingmans Ferry
- Greeley
- Millrift
- Tafton
- Greentown
- Lackawaxen
- Shohola
- Beach Lake
Even if your town is not listed, call us. We handle foreclosure and pre-foreclosure cases in Pike County whether or not they are listed here.