At ARM Lawyers, our bodily injury attorney is ready to fight for you. In legal terminology, bodily injury refers to any tangible, physical injuries, such as broken bones, internal injuries or head injuries, such as those that many drivers experience in a car accident. It also refers to death in the case of a fatal accident.
Individuals who suffer personal injury in an accident that another driver caused may have recourse to recover compensation for damages, either from their own insurance or from that of the at-fault party. Our bodily injury attorney is prepared to handle a wide range of bodily injury cases in Pennsylvania, including:
Award-Winning PA Bodily Injury Lawyer
At ARM Lawyers, our award-winning PA bodily injury lawyer is dedicated to protecting the rights of injured people across Pennsylvania. With more than 100 years of combined legal experience, we will help you understand your rights and options, providing you with the confidence you need to take a stand and get proper treatment.
Attorney Joshua B. Goldberg has over 20 years experience handling PA bodily injury claims. His general litigation experience has taken him to numerous arbitrations and trials. He has also argued on several occasions before the Pennsylvania Commonwealth Court and Pennsylvania Superior Court.
Attorney Goldberg is a repeat award-winning PA bodily injury lawyer. He was named a 2011, 2012, and 2013 Super Lawyers Rising Star and a 2017, 2018, and 2019 Super Lawyer. He was also a member of The National Trial Lawyers Top 40 Under 40 in 2012 and 2013. In 2014, he was named as one of the 10 Best Personal Injury Attorneys for Client Satisfaction in Pennsylvania by the American Institute of Personal Injury Attorneys. In January of 2015, The National Academy of Personal Injury Attorneys named Attorney Goldberg as a Top Ten Pennsylvania Personal Injury Attorney for 2014. In 2015 Attorney Goldberg was honored as a member of National Association of Distinguished Counsel, which identifies the top 1% of all attorneys in each state in any given year.
How much bodily injury insurance is required in Pennsylvania?
Pennsylvania requires drivers to carry bodily injury liability insurance of $15,000 per person and $30,000 per accident. This type of coverage will pay for other drivers’ injury-related damages if the policyholder injures someone in an accident. Pennsylvania drivers also must carry medical benefits coverage, which pays for the policyholder’s own medical damages.
Collecting Damages from Your Own Medical Benefits Coverage
Pennsylvania is a no-fault state. This means that when you are involved in an accident, you will file a claim with your own insurance company, regardless of who was at fault for the accident. The state requires that drivers carry a minimum of $5,000 in medical benefits coverage, though some choose to purchase more coverage.
If you chose to purchase additional, optional coverage, you may rely on that as well. This might include loss coverage and collision coverage, which can help replace lost wages and repair your car.
What is an IME?
An IME stands for “independent medical examination”. It is called “independent” because it is supposed to be an impartial examination retarding your injury; however, it is rarely independent and rarely impartial. In reality, an IME is almost always requested by the insurance company and used as a basis to deny your claim or to low-ball a settlement offer.
If an insurance company requests an IME, you need a bodily injury attorney to make sure that the examination is done fairly and properly. Additionally, your bodily injury attorney can cross-examine the doctor about the examination to show any mistakes the doctor may have made.
To learn more about IME’s read out blog post on the topic by clicking here.
What if your medical benefits coverage isn’t enough?
A serious injury can rack up tens of thousands of dollars in damages — or more in some cases. Many drivers’ medical benefits coverage just isn’t enough to take care of all the expenses.
In the event that you’re injured in an accident and your medical benefits coverage isn’t sufficient to cover your medical expenses, you may pursue a tort claim against the at-fault driver. But your ability to do so is dependent on the type of insurance you purchased and the extent of your injuries.
If you chose limited tort, then you may only file a tort claim against the other driver for pain and suffering if you suffer serious injuries. You may recover out-of-pocket medical expenses if you have limited tort coverage, even if your injuries are not serious. If you have full tort coverage, you are not limited in your right to pursue pain and suffering damages from the at-fault driver.
A bodily injury attorney in Pennsylvania can review your insurance policy with you to let you know what coverage is available and whether you can sue for your injuries.
Pennsylvania Areas Served
With six offices in Pennsylvania, we are close to you no matter where you are. Typically, our PA bodily injury attorney services the following Areas:
- Stroudsburg Bodily Injury Attorney
- Palmerton Bodily Injury Attorney
- Bethlehem Bodily Injury Attorney
- Cranberry Township Bodily Injury Attorney
- Pittston Bodily Injury Attorney
- Hawley Bodily Injury Attorney
If your area is not listed, call us. While these are the areas we typically serve, we’ve handled cases in other counties upon request.
Contact Our Bodily Injury Attorney for a Free Consultation
It’s important to look for a bodily injury attorney who practices in your general area, not only for convenience, but also because a local lawyer will be very familiar with local laws and the local court and will be better able to handle your case.
With six offices in Pennsylvania, we’re close to you no matter where you are. Call to schedule a free consultation or reach out to your closest ARM Lawyers office.
