Thousands of people in the United States are disabled, and according to the Social Security Administration, one in four of today’s 20-year-olds will be disabled by the time he or she turns 67. The federal government manages the Social Security Disability Insurance (SSDI) program and provides assistance to those who are disabled.
SSDI is intended for disabled people who have worked and paid sufficient Social Security taxes and earned enough work credits. For more information about what SSDI is and whether or not you’ll qualify, refer to the following.
Who qualifies for Social Security Disability Insurance benefits in Pennsylvania?
SSDI benefits are reserved for those who have disabilities that are severe enough to impair them from working. In order to qualify for these benefits, applicants must meet the criteria for a disability as set forth by the Social Security Administration. Applicants must have a disability named on the SSA’s Listing of Impairments, and the disability must be expected to last for at least 12 months or result in death.
In addition to having a qualifying disability, a person will only qualify for SSDI benefits in Pennsylvania if he or she has contributed to the Social Security fund through taxes. In order to establish eligibility, a person has to pass two separate earnings qualifications.
The first is a recent work test based on the age you were when you became disabled, and the second is based on the amount of years you worked under Social Security and the amount of work credits you earned (you can earn up to four credits per year, and each credit requires a certain amount of income). The recent work and work duration test determine how many years of work you need to qualify. For example, a person who became disabled at the age of 58 would need nine years of work (36 work credits) under Social Security to qualify for SSDI benefits.
What types of SSDI benefits are paid in Pennsylvania?
Depending upon your circumstances, certain members of your family may be eligible to receive your benefits under your Social Security history.
According to the official Social Security website, those who may be able to receive benefits are listed below.
- your children.
- your spouse.
- your divorced spouse.
- your disabled child.
- and, your adult disabled child before the age of 22.
The amount of money you or your family members will receive is based on your lifetime average earnings as well as the number of family members who qualify. Additionally, your benefits will not be impacted if your divorced spouse also qualified to receive benefits. You can use a benefits calculator to estimate the amount of money that you will receive or you can seek the advice of an attorney.
Applying for Social Security Disability Insurance in Pennsylvania
You can apply for Social Security benefits online or at a Social Security office. While many people apply for SSDI, hundreds of claims are denied due to mistakes in the application process. If you’re in need of SSDI benefits, a Social Security disability attorney can help you prepare your application, file it, and help you through the hearing process.
How a Social Security Disability Attorney Assists with Your Filing for SSDI
A Social Security disability attorney can be instrumental in understanding the type of Social Security disability benefits you may be entitled to and can guide you through the process of filing your claim completely and accurately. ARM Lawyers, is ready to assist you in the case that you’ve been wrongfully denied benefits.