At ARM Lawyers, we understand that filing for bankruptcy can be stressful. Many people want their cases filed immediately to stop garnishments, repossessions and collector calls, but can’t easily come up with the full fee in advance. While most attorneys want to help, most will not file a petition unless they are paid in full.
Trying to put together several thousand dollars for an attorney fee may take months to years for someone who is trying to file a bankruptcy. Sometimes our clients cannot wait that long. Sometimes our clients need relief NOW. That’s why we try to maintain several funding options for our clients.
In some cases, we are able to offer a $0 down bankruptcy. In such a case, we would be able to file your bankruptcy petition with no attorney fee paid up front (you may still need to pay the filing fee up front). You could then pay the fee over the course of the next year.
Low Money Down:
In addition to the $0 down bankruptcy, we offer a low money down bankruptcy. In this case, you would pay more than $0, but less than the full fee up front. You could then pay the balance of the fee over the course of the next year.
Third Party Payor:
If you do not personally qualify for a $0 down or low money down bankruptcy, you may still be able to start the bankruptcy process with less than the full fee using a third party payor. If a friend or family member is willing to pay your bankruptcy fee over a period of time, you may qualify for this funding option. This allows us to start your bankruptcy without the full fee.
Disclaimer: All funding options are subject to qualification. Not every funding option will be available in your particular case or in your particular judicial district. Bankruptcy practices can vary from state to state and district to district. Each case is unique and must be evaluated by the attorney. Only the attorney can quote you a fee and offer available funding options. If you are interested in one of these funding options, simply contact us and we can provide you with more information.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.